0% Finance at Formby Cycles

Here at Formby Cycles we make buying your dream bike or accessories a reality, by offering finance packages up to 36 months interest free credit. All of our finance packages our interest free with no hidden extras ensuring your budget stretches further, with none of your cash going towards paying off the added burden of interest charges.

It couldn't be simpler!

Leave a minimum deposit of 10% of your whole purchase & then spread the remaining cost over the chosen term - up to 3 years. Click the following links for examples of each of our packages. Remember that these are just examples and within these price bands we can put together a package to suit you!

How to apply for 0% finance on bikes.

In store 0% finance on bikes

Please see any of our store advisors who will be delighted to help you. Select your products, complete the agreement, pay from 10% to a 50% deposit its your choice. Then take the goods home or have them delivered, it's that simple.

For in store applications you will need to bring the following with you:-

Card in your name for the deposit          

Proof of signature, for example a driver license, passport, credit card ECT.

Proof of address, for example a utility bill, dated within the last 6 weeks        

Mail order 0% finance on bikes

For all mail order 0% finance bike or accessory orders please phone us on 01704 835720 and we can set up your application for 0% finance there and then for you.  When the finance is set up we will then take your deposit, and get your paper work sent out to be signed by yourself.

When signed you will return our copies of the agreement, and keep your own. Your bike will then be sent out for delivery when we receive this paperwork back.

If you have any other questions regarding in store or mail order 0% finance please contact the store and we can answer any questions you may have.

Follow the links above or call the store for further information on 0% finance on road bikes, 0% finance on mountain bikes, on 0% finance on BMX bikes, on 0% finance on Hybrid bikes, on 0% finance on Electric bikes, on 0% finance on Ladies bikes.