Buying made easy

If you are looking for fabulous products & great value for money, Formby Cycles provides you with excellent choice. In addition we have designed payment schemes to spread the cost of your purchase to make life a little easier. Our offer of 0% interest finance really means 0% interest, with no hidden extras - ensuring your budget stretches further, with none of your cash going towards paying off the added burden of interest charges.

It couldn't be more simple

Leave a minimum deposit of 10% of your whole purchase & then spread the cost of your purchase over the chosen term - up to 3 years.

How to apply - In store

Please see any of our store advisors who will be delighted to help you. Select your products, complete the agreement, pay 10% deposit, take the goods home or have them delivered. It's that simple.

How to apply - Online

Please phone the on 01704 835720 and 0% finance can be arranged. You don't even need to call to the store to sign the agreement, we will send it to you in the post. This can normally be completed in a couple of days.

In a nutshell

Some examples........

Spend a minimum of £300

Get 6 months 0% interest free credit, pay £45 per month, with a minimum deposit of £30. Total payable £300.

Spend a minimum of £500

Get 12 months 0% interest free credit, pay £37.50 per month, with a minimum deposit of £50. Total payable £500.

Spend a minimum of £1000

Get 24 months 0% interest free credit, pay £37.50 per month, with a minimum deposit of £100. Total payable £1000.

Spend a minimum of £1500

Get 36 months 0% interest free credit, pay £37.50 per month, with a minimum deposit of £150. Total payable £1500.

0% finance doesn't just apply to our fabulous range of cycles. Add on accessories, clothing and helmets to reach minimum spend and get even longer to pay!

Example.......           

                          Bike  £400

                   Clothing    £60

 Lights and Helmet    £40

                        Total   £500

Get 12 months to pay, not just the 6 months you would have got on the bike alone. Spend more, spread your monthly payments and pay less!