Here at Formby Cycles we make buying your dream bike or accessories a reality, by offering finance packages up to 36 months interest free credit. All of our finance packages are interest free with no hidden extras ensuring your budget stretches further, with none of your cash going towards paying off the added burden of interest charges. So you spread the cost of bikes and cycling gear you want over a time period that suits your budget.
Leave a minimum deposit of 10% of your whole purchase & then spread the remaining cost over the chosen term - up to 3 years.
To apply for finance you must be:
Our finance is supplied by V12 Retail Finance, the UK’s only specialist Retail Finance provider who use a secure and friendly market leading online software system which can provide you with a decision in seconds.
To apply for finance on a mail order purchase over the phone please contact our sales team on 01704 835720 and we will happily process your order and application.
To apply in store, please take along a recent utility bill as proof of address and a debit/credit card, driving licence or valid passport for proof of signature. You will also need to have your bank details available. The deposit must be paid with a debit/credit card .
Should you prefer to pay outright you can check out in the normal way and pay by credit card, debit card,
If your application is approved you will be able to complete a Credit Agreement with V12 Finance. Upon notification of receipt of the agreement Formby Cycles will process your order and ship your goods.