0% Finance at Formby Cycles
Here at Formby Cycles we make buying your dream bike or accessories a reality, by offering finance packages up to 36 months interest free credit. All of our finance packages are interest free with no hidden extras ensuring your budget stretches further, with none of your cash going towards paying off the added burden of interest charges.
It couldn't be simpler!
Leave a minimum deposit of 10% of your whole purchase & then spread the remaining cost over the chosen term - up to 3 years. Click the following links for examples of each of our packages. Remember that these are just examples and within these price bands we can put together a package to suit you!

How to apply for 0% finance on bikes.
In store 0% finance on bikes
Please see any of our store advisors who will be delighted to help you. Select your products, complete the agreement, pay from 10% to a 50% deposit its your choice. Then take the goods home or have them delivered, it's that simple.
For in store applications you will need to bring the following with you:-
- Card in your name for the deposit.
- Proof of signature, for example a driver license, passport, credit card ECT.
- Proof of address, for example a utility bill, dated within the last 6 weeks.
Mail order 0% finance on bikes
For all mail order 0% finance bike or accessory orders just use the link below to apply online or contact the office for more details 01704 835720. When the finance is set up we will then take your deposit, and get your paper work sent out to be signed by yourself.
When signed you will return our copies of the agreement, and keep your own. Your bike will then be sent out for delivery when we receive this paperwork back.
Accessories
You can add any number of accessories to your finance, just add the items required to the list of products wanted on the online form.
Alternatively if your unsure of the items you want, you can just add a set amount e.g. £200.00 We will credit to your account with the amount, then you can choose your items at your leisure.
If you have any other questions regarding in store or mail order 0% finance please contact the store and we can answer any questions you may have.
Follow the links above or call the store for further information on 0% finance on road bikes, 0% finance on mountain bikes, on 0% finance on BMX bikes, on 0% finance on Hybrid bikes, on 0% finance on Electric bikes, on 0% finance on Ladies bikes.
If you are looking at accessesories, clothing, bikes, frames, forks,wheels - it's all possible to pay for on 0% finance on all orders over £300.00.







