Bike theft is more common than most people realize — and it doesn’t always happen to unlocked bikes. Poor-quality locks or incorrect use are often to blame. Whether you ride daily or occasionally, protecting your bike starts with choosing the right lock.
In this guide, we’ll explain the different types of bike locks, how to choose one that suits your needs, what to look for to meet insurance requirements, and some simple strategies to boost your bike’s security.
What to Consider When Choosing a Bike Lock
When it comes to bike security, three key factors matter most: safety, usability, and portability. Here’s what to keep in mind:
1. The security rating, choose a lock with an BSI certification or similar recognized rating. The higher the security level, the better protected your bike will be.
2. The ease of use, a lock that’s quick and simple to operate is more likely to be used regularly. If it’s too awkward or time-consuming, it might be skipped altogether.
3. The size and weight. Heavier locks often mean stronger protection — but consider how practical it is to carry with you.
💡 Top Tip: Use two types of locks — such as a frame lock and a chain lock — to make theft much more difficult. Thieves are less likely to bother with a bike that requires more effort. Specially if you regularly park in a high-risk area like a city centre or train station, go for a combination of locks.
Types of Bike Locks
Not all locks are created equal. Each has strengths and best-use scenarios:
Frame Lock (U-Lock)
- Best for: Short stops and low-risk areas
- Attached to the bike frame and immobilizes the rear wheel
- Minimal protection on its own — works best when paired with a second lock
Chain Lock
- Best for: High-security needs in urban areas
- Can be used to secure your bike to a fixed object
- Strong and versatile, but can be heavy
Folding Lock
- Best for: Riders looking for security and convenience
- Compact and lightweight
- Offers solid protection and is easy to carry
Cable Lock
- Best for: Secondary protection
- Lightweight and flexible
- Less secure — ideal for securing accessories or as a backup
What About Insurance?
If you ride an higher-value bike or own e-bike getting it insured is a smart move. But be aware — most insurers require a specific type of lock to approve a theft claim.
Check your policy to see if:
- The lock needs to meet a certain security rating (e.g., ART 2 or higher)
- You need to provide proof of purchase
- You must use the lock at all times when leaving your bike unattended
- Failing to meet these requirements could invalidate your claim — so it pays to double-check.
Final Thoughts
Your bike lock is one of the most important accessories you’ll buy. It protects your investment, gives you peace of mind, and helps keep your bike where it belongs — with you.
If you're unsure which lock is right for your bike and riding habits, visit us in-store or browse our range online. We’re happy to help you find the best option for your lifestyle and budget.
Click here to see our range of Locks
🔒 Ride safe. Lock smart.
